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About Bizfundingfinder

Bizfundingfinder (BFF) is an online marketplace that matches small business owners with suitable funding programs, helping businesses access up to $2 million in less than 24 hours, regardless of personal credit or collateral. 

33 million small businesses in the US all have one thing in common – they need working capital every day to operate and grow, but 4 out of 5

small businesses can’t get approved for a bank loan, and banks are slow.  


Approximately 20% of new businesses fail during the first two years of being open, 45% during the first five years, and 65% during the first 10 years.  These are staggering statistics, and the #1 cause of business failure is lack of working capital.  Cash flow is the lifeblood of any small business, and even established, profitable companies can run out of cash and need working capital during the business lifecycle.

More than 80% of small businesses can’t qualify for traditional financing through a bank.  They simply don’t meet the high credit requirements or they lack the necessary collateral.  And for the roughly 20% that do get approved, they have to endure a very long and arduous process.  By the time they fill out all the paperwork, provide the countless financial documents, i.e. tax returns, business plans, P&L’s, etc., it can take several months for them to get funded, and many of these businesses need cash immediately.

Bizfundingfinder was founded in 2015 and launched its Independent Sales Office program in 2018.

Bizfundingfinder has corporate offices in Delaware and New Mexico.

Bizfundingfinder is a privately-held company.

There are more than 100 funding products in the Bizfundingfinder network, offered by bank and non-bank lenders and direct funding providers, with new sources of funding being added on a regular basis.

Through it’s network of funding providers, Bizfundingfinder provides access to the following secured and unsecured funding products:


  • Business Credit Cards
  • Business Lines of Credit
  • Business Term Loans
  • Commercial Real Estate Financing
  • Equipment Financing
  • Franchise Financing
  • Invoice Factoring
  • Merchant Cash Advances
  • SBA Loans

Bizfundingfinder offers just about every commercial financing product available, and the rates and terms can vary widely depending on multiple factors. The type of product is the biggest variable: secured loans with collateral tend to have longer terms and lower rates, whereas unsecured products are higher-risk and therefore tend to be paid back faster, typically within a 6-24 month period. Some products aren’t even loans and therefore don’t have an interest rate or fixed repayment term at all.  


Other factors, such as owner credit history, time in business, industry, where the business is located, revenue, cash flow, and prior performance on other business funding products, also impact the pricing of a funding approval. By utilizing Bizfundingfinder and its vast network of funding providers, business owners get access to the entire commercial finance industry and are able to choose from among the very best offers they can qualify for.

None. The entire process is digital and completed online through the Bizfundingfinder website. All that’s required to get an initial approval is a 5-minute application form and the most recent three months’ business bank statements, which can be uploaded directly to the Bizfundingfinder merchant portal or submitted via email.

Bizfundingfinder does not perform any credit checks on its applicants. Each direct funding provider may, at its discretion, perform a credit and/or background check at some point during the underwriting process. Most funding providers are able to issue an approval without any up-front credit check or with a “soft” credit pull that does not result in an inquiry appearing on the applicant’s credit report. Others require a “hard” credit pull, either up front or prior issuing contracts. Most funding providers will require a full credit inquiry at some point prior to funding. 


If an applicant is sensitive about credit inquiries, Bizfundingfinder can instruct its funding providers not to initiate a “hard” credit pull provided that the applicant submits a copy of a full credit report generated within the past 30 days.

Yes, Bizfundingfinder can arrange commercial financing in all 50 states, plus Puerto Rico and the US Virgin Islands.  It also services Canada, including Quebec.

No, all funding products are offered by third-parties. Bizfundingfinder is a platform that matches small business applicants with direct funding providers.

No, Bizfundingfinder only arranges funding for commercial entities and purposes.

Bizfundingfinder facilitates millions of dollars in commercial funding transactions each year, and has worked with thousands of small businesses since its inception.

About the Opportunity

An Independent Sales Office (ISO) is a third-party that uses the Bizfundingfinder platform to market and sell commercial funding products to small business owners. ISOs operate on both a local and national level, working with small businesses in their community while also fielding inquiries from businesses all over the country. ISOs earn commission on every transaction they successfully complete through a Bizfundingfinder funding provider.

An ISO can be opened by just one person, and can be operated as a sole-proprietor or through a business entity such as an LLC or corporation. An ISO can also be opened by two or more people, as partners, joint venturers, or any other structure that makes sense for the participants. An ISO can also scale its operations as it grows, building a team of salespeople – there’s no limit to how big you can grow your business.

No, this is not a franchise. There is no long-term contract, no royalties, and no geographic restrictions.  Most importantly, there is nobody exercising control over how, when, or where you operate your business. You’re in the driver’s seat.

Most competitive opportunities are just training programs. They require a large, upfront fee, and if the training is conducted live and in person, which can sometimes last a week or longer, you must also pay for travel and lodging and take time away from work and family to attend. While many of these programs also provide you with some tools and resources to launch your business, none are as comprehensive as the Bizfundingfinder Independent Sales Office program


As an ISO, you not only receive training, tools, and resources to start your business, but you’re also plugged right into the Bizfundingfinder platform and funding network, with a full back-end support team to handle the processing, submission, and funding of all your applications. As a Bizfundingfinder ISO, you also receive a comprehensive technology package, lifetime support, and access to a real-time, inbound lead generation program to jumpstart your business.

Absolutely! There is no requirement to devote full-time efforts to your Independent Sales Office, and the program is optimized to support entrepreneurs with other business interests. Many ISOs operate other businesses, particularly in the sales and financial services sectors, such as accounting firms, mortgage brokerages, insurance agencies, business consultants, real estate brokerages, financial planners, merchant processing providers, and more, where the products offered by Bizfundingfinder are the perfect add-on for their existing client base. However, given the fast-paced nature of this industry, it’s important that an ISO can be available at any time during the business day to respond to phone calls, text messages, and emails in order to expedite the processing of their clients’ applications. As such, this isn’t designed for somebody who works a full-time (9-5) job in an office or retail environment where they are unable to shift gears during the business day.

No prior experience is required, and Bizfundingfinder will train you on all aspects of the business prior to opening. You’ll also receive unlimited support for the lifetime of your business, including training of new employees and sales agents as your business grows. If you do have prior experience in sales or financial services, that will certainly help, but it’s not necessary.

Yes, an ISO can, and is in fact encouraged to, operate from a home-office environment. There is no need to spend money on a commercial office space, particularly in the beginning. As you scale, especially if you hire people, you may outgrow your home-office, but with the popularity and acceptance of remote work these days, you can avoid the overhead of a commercial office space for quite some time, if not indefinitely.

The commercial financing industry is largely unregulated and there are no licensing requirements to become a Bizfundingfinder ISO. There are, however, some restrictions regarding the types of products that can be offered in certain states, which are covered in more detail during the training process.

Within the markets in which Bizfundingfinder operates, there are no restrictions on where an ISO can do business. In fact, all ISOs have national marketing rights, meaning they can solicit applications from businesses anywhere in the United States and Canada.

While there are not predefined territories, Bizfundingfinder encourages ISOs to establish a local business presence in their community, where they can develop a referral network and secure a reputation as the go-to expert for small business funding. To support this, Bizfundingfinder protects your market by ensuring that you are the only ISO operating in your immediate region.

As of the time of publication, Bizfundingfinder has more than 80 active ISOs in its network.

There is a one-time Setup Fee of $12,000 to open a Bizfundingfinder Independent Sales Office.


Yes, Bizfundingfinder offers in-house, interest-free financing of the Setup Fee. You can get started with just 50% down and monthly payments of only $500 for 12 months. Or you can pay in full and save $2,000!


The only ongoing cost is a monthly Platform Fee of $495, which offsets the costs for all the technology-related services and unlimited support Bizfundingfinder provides. However, Bizfundingfinder refunds these fees to you in any calendar quarter in which you achieve $300,000 in funding volume, so as long as you’re funding an average of $100,000 per month you will effectively have no ongoing costs. That said, you should still budget for marketing and lead generation, as that’s going to be a key driver of your success. It’s difficult to grow any business without marketing, and the more you invest in lead generation, the more opportunities you’ll have. We recommend a marketing budget of $1,000 to $3,000 per month. Our affiliated lead generation company offers inbound lead plans starting at just $750 per month.

There are no refunds for any fees paid to Bizfundingfinder.

The initial training course is organized into 96 lessons and provides more than seven hours of customized content.

No, all training is conducted online via learning management system (LMS) and both live and pre-recorded webinars, so you can complete it from the comfort of your home or office.

Because the initial training is conducted online via learning management system (LMS), you can start it whenever you’re ready and complete it at your own pace. Live training is conducted 1-on-1 and can be scheduled at your convenience.

Bizfundingfinder provides unlimited support for the lifetime of your Independent Sales Office. You’ll get access to a comprehensive online knowledge base updated regularly with articles and resources covering all aspects of the business. You’ll also be able to schedule unlimited 1-on-1 support calls for you and your staff whenever you have questions or need additional training, coaching, or help closing deals

You can open your Independent Sales Office within one to three weeks or less, although there is no requirement to open by a certain date. After signing the agreement and paying the Setup Fee, you will be assigned to an ISO Relations Manager who will guide you through the onboarding process.  It takes a few business days to process your paperwork, and then you’ll receive a link to the training program.  Initial training can be completed at your own pace, which typically takes a few days to a week. Once you complete the initial training, your technology services will be set up and your launch date will be scheduled.

Yes, you’ll receive a unique affiliate link to the Bizfundingfinder.com website for instant tracking of your submissions. Bizfundingfinder also uses an industry-specific, cloud-based CRM and deal processing software, which you’ll be set up with during the onboarding process.

No, and this is something that makes this opportunity truly unique. As a Bizfundingfinder ISO, you don’t need to worry about all the mechanics involved in identifying the best funding providers, corresponding with underwriters, pricing and negotiating approvals, or other minutiae. The deal processing team at Bizfundingfinder does all the heavy lifting, so you can focus on revenue producing activities like lead generation and closing deals. This dynamic empowers you to spend more time on the tasks that make you the most money

ISOs earn commission on every transaction they successfully complete through a Bizfundingfinder funding provider. The amount of commission varies based on a number of factors such as the type of funding product, the deal parameters, and the terms sold; however, most transactions pay an average of 5-8% of the funding amount. The average deal size is $35,000, which means the average ISO commission is around $2,275. How much an ISO can earn is a function of how many deals they can close, which is directly related to how much time they devote to the business and how many leads they generate, among other factors.

In most cases you will receive your commission within seven to 10 days of the deal funding.  Bizfundingfinder currently pays commissions every Friday. When you fund a deal, the commission will usually be included in the commission run that following Friday. 


If you would like to operate your independent sales office through a business entity such as a corporation or LLC, just let us know and we will send you the applicable form to complete. You can set up your business entity at any time, even after you’ve been operating your ISO.

Bizfundingfinder has partnered with some of the best lead providers in the funding industry. Our preferred partner offers inbound lead generation plans for as little as $750/month, and can deliver as many leads as you or your team demand. You can sign up for leads as soon as you finish your training and onboarding, and start getting qualified, warm leads delivered to you within 24 hours. It’s truly turn-key!

Here are the Top 10 Habits successful ISOs have in common:


1. They spend time prospecting every business day

2. They use the CRM to take notes and stay organized

3. They set realistic funding expectations from the first conversation

4. They use the CRM to correspond with leads and merchants

5. They communicate with the BFF processing team on active files

6. They regularly revisit the training program and knowledge base

7. They regularly follow up with cold and inactive leads

8. They request additional support calls

9. They use task reminders to stay in contact with merchants

10. They present offers in real-time

AND…they are patient, persistent, and have realistic expectations

About the Lead Program

Our marketing partners engage in digital advertising to generate targeted traffic, e.g., small business owners looking for money, to landing pages where visitor data is collected.

A lead is the data captured from the small business owner, which includes: 

  • Company name
  • Owner name
  • Phone number
  • Email
  • Best time to contact
  • Amount requested
  • Monthly revenue
  • Time in business
  • Credit score range

The leads come from the internet, where small business owners are either searching for financing-related keywords or clicking on display ads on social media and other sites.


All leads are guaranteed to meet the following pre-qualification criteria:

  • 6+ months minimum time in business
  • Has business checking account
  • $10K+ average monthly deposits
  • Contains valid contact data:
    • Company Name
    • Owner Full Name
    • Phone Number
    • Email

Most of the small business owners who provide their personal information and thus become a lead are very eager to obtain funding for their businesses, whether it’s an urgent need or an upcoming project or major purchase. Even those not immediately looking for funding were curious enough to fill out a form and request to be contacted, so there is an underlying interest or intent.

Yes, all leads are real-time, delivered to you within seconds after the data is captured and validated. This means each lead is shopping for money at the exact moment you receive their data.

The leads are delivered via the following methods simultaneously:

  • Email
  • Added to your CRM system
  • SMS/Text (optional)

The lead campaign is active 8:00AM – 8:00PM ET during weekdays. No leads are delivered during weekends or overnight, and the campaign is also paused on major holidays. 

There is no such thing as a truly “exclusive” lead, or a lead that only belongs to you. When a small business owner is looking for funding, they generally visit multiple websites to find the best and fastest options. It’s highly unlikely you will be the only person competing for their business. What matters most is making contact with as many leads as possible every day, and being effective at converting leads into submitted applications.  


You can purchase leads that are delivered exclusively to you, or you can opt for “semi-exclusive” leads, which maximizes ROI for your marketing campaign by tripling your lead flow.  By sharing leads with two other ISOs, your cost per lead is reduced by more than 65% and you receive triple the lead flow for the same investment.

All leads are instantly verified for phone and email validation, fraud check, DNC compliance and TCPA litigators.

For more information about lead plans and pricing, visit our partner website at https://fullthrottleleads.com.

Daily lead flow is based primarily on the lead plan you purchase. There are approximately 20 delivery days in a calendar month, so the daily lead flow works out to 1/20th of the total leads included in the plan, e.g, a plan with 100 leads per month delivers approximately four to six leads per day. Lead flow isn’t static – some days can be much busier than others – but the flow tends to average out over the course of each month.

For more information about lead plans and pricing, visit our partner website at https://fullthrottleleads.com.

Yes, as you purchase larger plans the cost per lead is reduced.


No, you can purchase leads on a month-to-month basis or opt for longer term plans as you see fit.


Payment for each lead plan is due in full at the time of purchase. Payment can be made via credit/debit card or PayPal checkout with the option to use PayPal Credit, Pay Later, or Pay-in-4 Installments.

No, there is no contract or long-term commitment required to participate in the lead program. You are only responsible for paying for the leads you purchase in your plan.

Occasionally, an unqualified lead will slip through the filters and be delivered.  Our partner offers an Unlimited Replacement Guarantee on any and all leads that fail to meet the minimum criteria.  Simply initiate a dispute of the lead within five (5) business days of delivery, and the lead will be replaced for free.  While these instances are uncommon, there is no limit to how many leads you may dispute.

To purchase leads, visit our partner website at https://fullthrottleleads.com.