The Bizfundingfinder ISO Program is a partnership for independent contractors who want to connect small businesses with working capital solutions. It provides training, resources, and a platform to support contractors in marketing funding products to small business owners in need of capital. Our program is designed to equip you with the knowledge and tools necessary to succeed in this field, but it is not a franchise or a business opportunity as defined by regulatory agencies.

No, the Bizfundingfinder ISO Program is not a franchise or business opportunity. Participants do not receive a license to use the Bizfundingfinder trademark in any manner that implies ownership or exclusive affiliation. Additionally, we do not provide locations, customers, accounts, or any management or control over your independent business. Each independent contractor in our program operates autonomously, and success is determined solely by individual effort, skills, and external factors.

Most competitive options in the market are simply training programs, often with a high upfront fee. Many of these programs require participants to travel, pay for lodging, and spend time away from work and family to attend in-person sessions that can last a week or more. While they may offer some tools and resources, they lack the comprehensive support offered by the Bizfundingfinder Independent Sales Office (ISO) program.

With Bizfundingfinder, you receive much more than training. You’re equipped with a full suite of tools and resources to launch and grow your business, and, most importantly, you’re immediately connected to the Bizfundingfinder platform and funding network. A dedicated support team manages the processing, submission, and funding of all your applications, freeing you to focus on revenue-generating activities. As a Bizfundingfinder ISO, you benefit from a robust technology package, ongoing lifetime support, and seamless access to the nation’s largest network of direct funders and lenders — all designed to help you succeed in connecting businesses with the capital they need.

Absolutely! The Bizfundingfinder Independent Sales Office (ISO) program is structured to accommodate entrepreneurs with other business pursuits, with no requirement for full-time commitment. Many ISOs operate in fields like accounting, mortgage brokerage, insurance, business consulting, real estate, financial planning, and merchant processing—where Bizfundingfinder’s funding solutions are an ideal addition to their service offerings.

That said, the commercial funding industry moves quickly, and responsiveness during the business day is critical for managing client inquiries, applications, and communications. This flexibility supports a smooth client experience, so the ISO role is best suited for those who can pivot focus as needed during business hours. For individuals with traditional full-time office roles, it may be challenging to provide the availability needed for optimal success in this program.

An ISO can be started by just one person and operated as a sole proprietorship or through a business entity like an LLC or corporation. Alternatively, two or more people can join together to open an ISO as partners, joint venturers, or in any structure that suits their needs. The ISO model is highly flexible and can scale as the business grows, allowing you to build a team of salespeople over time. There’s no upper limit on the size of your business; you have the freedom to grow your ISO to meet your goals.

No prior experience is needed! Bizfundingfinder provides comprehensive training covering all aspects of the business to ensure you’re well-prepared before launching. Additionally, you’ll have unlimited support throughout the life of your business, including training for any new employees or sales agents you may bring on as you grow. While experience in sales or financial services can be beneficial, it’s not a requirement—our training and support are designed to set you up for success, regardless of your background.

Yes, operating your Bizfundingfinder Independent Sales Office from a home office is not only possible but encouraged. There’s no need to invest in a commercial office space, especially in the beginning. As your business grows, you may eventually choose to expand to a larger space, especially if you hire additional team members. However, with the prevalence and acceptance of remote work, many ISOs successfully manage and scale their operations from a home office environment, saving on overhead costs while maintaining flexibility.

In most states, there are no specific licensing requirements for becoming a Bizfundingfinder Independent Sales Office (ISO) due to the largely unregulated nature of the commercial financing industry. However, state-specific restrictions do apply in certain jurisdictions, particularly regarding the types of products and services offered. For instance, some states impose requirements or limitations for offering certain financial products, such as business loans or merchant cash advances.

Bizfundingfinder provides a thorough overview of these state-by-state regulations during the training process and ensures you understand any restrictions applicable to your operations. Before beginning, it’s essential to confirm whether your state has unique requirements that might apply to the funding products you intend to offer.

Within Bizfundingfinder’s operating markets, ISOs generally have the flexibility to conduct business nationwide. Bizfundingfinder grants ISOs national marketing rights, allowing them to solicit applications from businesses across the United States and Canada. However, please note that certain states may impose product-specific restrictions or have unique regulatory requirements for offering specific types of funding solutions.

Our training program includes a detailed overview of any relevant restrictions, ensuring that each ISO is fully informed about state-specific considerations. This approach allows ISOs to operate confidently while staying compliant with applicable regulations.

Bizfundingfinder does not assign predefined or exclusive territories to ISOs. However, we strongly encourage ISOs to cultivate a local business presence, allowing them to build valuable community relationships and establish themselves as trusted small business funding experts. While other ISOs may operate in nearby areas, Bizfundingfinder is committed to supporting your local presence. In cases where a significant market overlap might arise, we work closely with our ISOs to maintain a collaborative environment that respects each ISO’s efforts and avoids unnecessary competition in immediate regions.

Currently, Bizfundingfinder has more than 80 active Independent Sales Offices (ISOs) in its network, all dedicated to connecting small business owners with essential funding solutions across various markets. This growing community of ISOs benefits from our comprehensive support, training, and the extensive Bizfundingfinder platform to drive success in the commercial financing industry.

The standard one-time setup fee to partner with Bizfundingfinder as an Independent Sales Office (ISO) is $20,000. However, this fee varies in certain states to comply with local regulations:

• Illinois, Oklahoma, South Carolina, and South Dakota: $25,000
• California, Indiana, and Ohio: $50,000

This fee grants you access to our platform, extensive training, ongoing support, and all the resources needed to build and grow your ISO.

Yes, Bizfundingfinder offers an interest-free installment payment plan for the Setup Fee for qualified partners. Here are the options based on your location:

• Standard Setup Fee ($20,000): Available to ISOs in all states except California, Illinois, Indiana, Ohio, Oklahoma, South Carolina, and South Dakota.

  • Installment Plan: $10,000 downpayment, followed by interest-free monthly payments of either $1,000 for 10 months or $500 for 20 months.

• Setup Fee for Illinois, Oklahoma, South Carolina, and South Dakota ($25,000):

  • Installment Plan: $13,000 down payment, followed by interest-free monthly payments of either $1,000 for 12 months or $500 for 24 months.

• Setup Fee for California, Indiana, and Ohio ($50,000):

  • Installment Plan: $25,000 down payment, followed by interest-free monthly payments of $1,000 for 25 months.

This flexible option allows you to get started without paying the full setup fee upfront, making it easier to launch your ISO.

The primary ongoing cost for ISOs is a monthly Platform Fee of $495, which covers access to Bizfundingfinder’s technology, support services, and other resources. To help ISOs offset this expense, Bizfundingfinder offers a quarterly refund of the Platform Fee in any quarter where an ISO funds at least $300,000. Essentially, if you average $100,000 in monthly funding volume, you can operate without any ongoing platform costs.

In addition to the Platform Fee, you’ll want to budget for marketing and lead generation, which are critical for growing your business. Bizfundingfinder recommends a marketing budget of $1,000 to $3,000 per month to maximize your exposure and client reach.

No, all fees paid to Bizfundingfinder are non-refundable. This includes the Setup Fee, Platform Fee, and any other costs associated with establishing or maintaining your Independent Sales Office.

The initial training is a self-guided, go-at-your-own-pace program, organized into 96 modules with over seven hours of customized content. Each module includes quizzes to reinforce learning, and there’s a final exam to ensure knowledge retention. Upon completion, you’ll receive a certificate that confirms your readiness to launch and manage your Independent Sales Office confidently. Additionally, we offer customized one-on-one live webinar training during your onboarding and ramp-up period, providing you with personalized guidance and support as you get started.

No, all training is conducted entirely online through our learning management system (LMS), which includes both live and pre-recorded webinars. You can complete the entire training program from the comfort of your home or office, eliminating the need for travel.

The initial training is hosted online through our learning management system (LMS), allowing you to begin whenever you’re ready and progress at your own pace. Live, one-on-one training sessions are also available and can be scheduled at your convenience, ensuring a flexible learning experience that fits your schedule.

Bizfundingfinder offers unlimited, lifetime support for your Independent Sales Office. You’ll have access to a robust online knowledge base, which is regularly updated with articles, resources, and guides on all aspects of the business. Additionally, you can schedule unlimited one-on-one support calls for yourself or your team whenever you need answers, additional training, coaching, or assistance with closing deals. Our commitment to your success means you’ll have ongoing support every step of the way.

You can open your Independent Sales Office in as little as a few days to a few weeks, though there is no deadline for launching. Once you sign the agreement and pay the Setup Fee, an ISO Relations Manager will be assigned to guide you through onboarding. Once your payment clears, you’ll receive access to the training program. Initial training is self-paced and generally takes a few days to a week to complete. After training, your technology services will be set up, and your official launch date will be scheduled.

Yes, you’ll receive a unique affiliate link to the Bizfundingfinder.com website, allowing for instant tracking of your submissions. Additionally, Bizfundingfinder provides access to a cloud-based CRM and deal-processing software, tailored specifically for the commercial funding industry. These tools are set up for you during onboarding to ensure you have everything needed to manage your business effectively.

No, and this is what makes the Bizfundingfinder ISO Program unique. As a Bizfundingfinder ISO, you don’t need to handle the complexities of identifying funding providers, communicating with underwriters, negotiating approvals, or managing any backend tasks. The Bizfundingfinder deal processing team takes care of all these logistics, allowing you to focus solely on revenue-generating activities like lead generation and closing deals. This approach maximizes your time on the tasks that drive income and support business growth.

ISOs earn commission on every transaction they complete through a Bizfundingfinder funding provider. Commission amounts vary based on several factors, including the type of funding product, deal specifics, and negotiated terms. While upfront commissions typically range between 5-10% of the funding amount, actual earnings depend on individual performance, the time invested in the business, and lead generation efforts.

For example, with an average deal size of $35,000, ISOs often see commissions around $2,275 per transaction. However, we do not make any earnings claims or guarantees, and each ISO’s experience is unique.

In most cases you will receive your commission within seven to 10 days of the deal funding.  Bizfundingfinder currently pays commissions every Friday. When you fund a deal, the commission will usually be included in the commission run that following Friday. 

If you prefer to operate your Independent Sales Office as a business entity, such as a corporation or LLC, simply inform us, and we’ll provide the necessary forms for completion. You have the flexibility to establish your business entity at any point, whether before or after starting your ISO operations.

Bizfundingfinder does not directly provide marketing or lead generation services but will educate you on the extensive range of options available in the commercial funding space. Many third-party providers specialize in generating qualified leads for business funding, often using pay-per-lead pricing models with rates that vary based on the volume and specificity of the leads.

While some lead providers offer subscription-based plans, others allow you to pay only for leads received, providing flexibility to scale your marketing efforts as your ISO grows. During onboarding, we can guide you on navigating these options, giving you access to resources and insights on how to effectively build your own pipeline of potential clients. This approach empowers you to customize your marketing strategy and choose providers that best align with your goals and budget.